Complete Help to Buy service for First Time Buyers
Including Mortgage Brokers, Solicitors & Surveyors



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01483 802 485 (Local call charge) M-F 9am-6pm Sat 11am to 1pm

Help to Buy West Byfleet

23/11/2015
We support you through the whole Help to Buy Process using hand selected mortgage brokers, solicitors and surveyors

Help-to-Buy-Mortgage Help to Buy Mortgage Brokers
Exclusive Help to Buy mortgage products with independent advisors who have access to the whole of the mortgage market - not just one mortgage lender. Book a free Independent Mortgage Broker appointment.



Help-to-Buy-Conveyancing Conveyancing Solicitors

Specialist Help to Buy lawyers able to lead you through the complex process of buying your new build leasehold property. We provide Fixed Fee quotes protected by a No Sale No Fee.


Property-Survey.png Property Surveyors

We have a network of Local RICS surveyors ready to inspect your property to identify potential snags which can cost thousands of pounds to repair.


Help to Buy Agent for West Byfleet

The Help to Buy Agent for West Byfleet is Help to Buy East & South East (click to go to website)  and you can contact them at:

Address:
Help to Buy East and South East,
bpha Limited,
Bedford Heights,
Manton Lane,
Bedford,
MK41 7BJ

Email: helptobuyeastandsoutheast@bpha.org.uk

Tel: 03333 214 044
Fax: 01234 221 229

Help to Buy: Equity Loan (scheme ends in 2022) for First Time Buyers in West Byfleet; you'll need a minimum of a 5% deposit and a Help to Buy mortgage.

Help to Buy

LISA instead of Help to Buy ISA

The Help to Buy ISA is no longer available since the 30th November 2019. There is a replacement scheme called Lifetime ISA (LISA). The Lifetime ISA has different rules around its use, however it can be used to fund the purchase of a property under the Help to Buy scheme.

What is Help to Buy?

The Government’s Help to Buy Equity Loan initiative in West Byfleet allows eligible people to buy properties with as little as a 5% deposit. The maximum purchase price of any property you buy is £600,000.

The Government provides you with a loan of up to 20% of the property's purchase price and you have to secure a mortgage for the remaining 75%.

For properties in the London area, the London Help to Buy scheme operates. It is broadly the same as the Help to Buy Equity Loan, except the Government provides a loan of up to 40% of the purchase price, to reflect the higher property prices in London, so a mortgage must be secured for the remaining 55% of the purchase price.

Help to Buy West Byfleet - Who is the local agent?

You can find out about properties which can be bought using the Help to Buy Equity Loan scheme in West Byfleet by contacting your local Help to Buy agent. You can find out their contact details by enquiring to the Woking Borough Council, Civic Offices Gloucester Square Woking Surrey GU21 6YL, telephone 01483 755855.
Help to Buy West Byfleet

Help to Buy Equity Loan repayments, mortgages and selling your home

When you use the Equity Loan to buy a property in West Byfleet, no repayments on the Government loan need to be made for 5 years.

The loan is cheaper to finance than it would be on the open market and you only have to get a mortgage for a maximum of 75% of the property’s value. 

That said, the Government has a charge on your property in West Byfleet, worth up to 20% (40% for London Help to Buy), as well as the mortgage lender’s charge. Until the Government loan is repaid, on sale, the Government will be due up to 20% of on any increase in the property value.

If you would like advice more about the Help to Buy schemes, call 01483 802 485.


Help to Buy West Byfleet - Recently Completed:

  • 31 Woodham Waye, Woodham Woking, GU21 5SJ
  • 24 Norfolk Farm Road, Pyrford, Surrey, GU22 8LW
  • 78 Hollies Avenue, West Byfleet, Surrey, KT14 6AL
  • 49 Queens Road, Knaphill, Surrey, GU21 2ED
  • 8 Brooklands Court, West Field Parade, Byfleet, KT15 3LF

Do you need Help to Buy West Byfleet Solicitors?

We tailor our Help to Buy conveyancing quotes to your specific transaction and include all of the work required to complete your conveyancing in our fixed fee. Our conveyancing solicitors help home movers throughout West Byfleet and the surrounding areas and ensure the quotes we provide are fixed and competitive.

Call 01483 802 485 to get a fixed fee Help to Buy conveyancing quote tailored to your property.