Help

Journey Tracker

Buddy Search

How Can We Help?

Ready to start your journey?

When you join Share a Mortgage you will begin your home buying journey. We provide a step by step journey tracker to help you through the process and keep you informed and up to date.

Get started on your journey today

Looking for a mortgage buddy?

Buddy Search

Use the buddy search to set your preferences for what you are looking for in a mortgage buddy.

Where are you looking?

Include genders:

Male

Female

Other

Prefer not to say

Their smoking status:

non smoker

social smoker

smoker

Their parental status:

Parent

No children

Group Search

Use this filter to search existing buddy groups on Share a Mortgage

Groups buying in

Group Property Status

Investor Search

Use this search to find other investors who are looking for buy to let properties.

Where are you looking?

Property Status

Investor Groups

Use the this search to find investors who have already formed a group and that are still looking for members with whom to invest

Groups buying in:

Property Status

Group Status

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FAQs

Help Londoners to Buy

London Help to Buy Properties

Search for your first home using the Government's website of Help to Buy properties.

Complete Help to Buy service

Specialists Help to Buy solicitors, mortgage brokers and RICS surveyors. All you need to do is find the property and we'll do the rest.

Help to Buy London Scheme

Watch to find out how the London Help to Buy scheme works.

We provide the complete service to buy your home in London using the Government's new Help to Buy scheme. You can buy a property using just a 5% deposit, backed with a Government Equity Loan of up to 40% with the balance of the purchase price being funded by a Help to Buy Mortgage.

For this scheme you must have a mortgage which is registered as a first charge and the the equity loan is registered as a second charge. The equity loan is for a maximum of 25 years or before if the property is sold or the mortgage is redeemed, whichever term is the shorter of the two.

You will not be charged any interest on the 40% loan for the first five years of owning your home. However a management fee of £1 a month will be applicable from the date of purchase. From year six, a fee of 1.75% is payable on the equity loan, which rises annually by RPI (Retail Price Index) inflation plus 1%.

Help to Buy London Example

If the home in the example above sold for £210,000, you would get £168,000 (80%, from your mortgage and the cash deposit) and you would pay back £42,000 on the loan (20%). You would need to pay off your mortgage with your share of the money.

You can view properties to buy under the London Help to Buy scheme here - Find a London Property to Buy .